About Stephen Read
Stephen helps ambitious professionals spend more time with their family and friends by simplifying their finances, eliminating hidden fees, and lowering taxes. He reached financial freedom in 2020 and enjoys coaching, spending time with his family, adventuring, and managing his micro-cap fund HIT Capital.
Stephen Read2026-05-02T23:08:03-05:00
All-In-One Banking: Fidelity Cash Management vs Traditional Bank AccountsStephen Read2026-05-02T23:08:03-05:00
Stephen Read2026-05-02T23:08:00-05:00
Status Quo Bias: Why Our Money & Mind Get StuckStephen Read2026-05-02T23:08:00-05:00
Stephen Read2026-05-02T23:07:53-05:00
The Lost Decades: Why Your 60/40 Portfolio Might Be Headed NowhereStephen Read2026-05-02T23:07:53-05:00
Stephen Read2025-10-23T15:44:21-05:00
Stack, Swipe, Succeed! Don’t Fall for Dave Ramsey’s No-Card AdviceStephen Read2025-10-23T15:44:21-05:00
Stephen Read2025-09-19T21:03:55-05:00
Why Stackers Need Their Own Rules: Rethinking Personal FinanceStephen Read2025-09-19T21:03:55-05:00
Stephen Read2026-05-09T22:06:42-05:00
The Pain of Selling Your Investments – The Endowment EffectStephen Read2026-05-09T22:06:42-05:00
Stephen Read2026-05-06T15:51:41-05:00
The Hidden Cost of Keeping Cash In Your Bank Account – Breaking Status Quo BiasStephen Read2026-05-06T15:51:41-05:00
Stephen Read2024-12-22T07:32:41-06:00
Reducing Regional and Political Risk in Your Investments: Overcoming the Backfire EffectStephen Read2024-12-22T07:32:41-06:00
Stephen Read2026-05-06T16:13:25-05:00
The Rogue Wave of Reality: Confronting Narrative Bias in Business and LifeStephen Read2026-05-06T16:13:25-05:00
Stephen Read2024-08-26T10:28:43-05:00
Beyond the Numbers: What Financial Independence Means to Me NowStephen Read2024-08-26T10:28:43-05:00
Stephen Read2024-06-26T18:15:39-05:00
The Cost of Comfort – 8 Examples of Ambiguity Bias In Our Financial DecisionsStephen Read2024-06-26T18:15:39-05:00
Stephen Read2024-05-02T11:29:35-05:00
Pull Anchor: How Anchoring Bias Can Sink or Save Your Investment PortfolioStephen Read2024-05-02T11:29:35-05:00
Stephen Read2024-02-05T08:05:24-06:00
15 Examples of Adverse SelectionStephen Read2024-02-05T08:05:24-06:00
Stephen Read2023-12-09T17:40:40-06:00
A Two-Decade Reflection on Happiness and the Age Positivity EffectStephen Read2023-12-09T17:40:40-06:00
Stephen Read2023-10-09T10:54:37-05:00
11 Examples of the Affect Heuristic, Why overthink it? Just follow your gutStephen Read2023-10-09T10:54:37-05:00
Stephen Read2023-09-13T15:55:58-05:00
Pros and Cons of the 529 + Roth IRA Transfer: Is It Right for You?Stephen Read2023-09-13T15:55:58-05:00
Stephen Read2023-08-04T20:57:37-05:00
Loss Aversion and Action Bias UnmaskedStephen Read2023-08-04T20:57:37-05:00
Stephen Read2026-05-11T00:00:55-05:00
2023 Best Credit Cards for SaversStephen Read2026-05-11T00:00:55-05:00
Stephen Read2023-02-08T15:36:14-06:00
Mere-Exposure Bias and Coding – The Path to 20x Our Stock Picking UniverseStephen Read2023-02-08T15:36:14-06:00
Stephen Read2022-10-29T11:20:58-05:00
What Tools Work To Predict The MarketStephen Read2022-10-29T11:20:58-05:00
Stephen Read2022-10-28T10:56:31-05:00
Stephen’s Value Investing RootsStephen Read2022-10-28T10:56:31-05:00
Stephen Read2022-08-30T11:36:45-05:00
Give More and Pay Less – Breaking down Private Foundations and Donor Advised FundsStephen Read2022-08-30T11:36:45-05:00
Stephen Read2022-06-14T19:46:25-05:00
10 Tips to Prepare for the UnknownStephen Read2022-06-14T19:46:25-05:00
Stephen Read2022-05-18T16:46:38-05:00
I’m Ignorant, Are You? The Dunning Kruger Effect Helps Us Adapt to IgnoranceStephen Read2022-05-18T16:46:38-05:00
Stephen Read2022-03-01T12:04:46-06:00
Why Extraordinary Investors Avoid Winners – Attention, Availability, and Overconfidence BiasStephen Read2022-03-01T12:04:46-06:00
Stephen Read2021-12-14T11:10:47-06:00
10 Examples of Action BiasStephen Read2021-12-14T11:10:47-06:00
Stephen Read2021-12-02T12:11:44-06:00
Action Bias – Making Trouble Where There Is NoneStephen Read2021-12-02T12:11:44-06:00
Stephen Read2024-08-28T14:02:22-05:00
6 Steps to Conquer Choice Overload Bias – Part 3Stephen Read2024-08-28T14:02:22-05:00
Stephen Read2021-09-20T18:15:52-05:00
Choice Overload Bias, Financial Freedom’s Hidden Hurdle – Part 2Stephen Read2021-09-20T18:15:52-05:00
Stephen Read2021-09-20T18:13:44-05:00
Anxiety, the Last Hurdle Before Financial Freedom – Part 1Stephen Read2021-09-20T18:13:44-05:00
Stephen Read2021-02-18T15:48:02-06:00
No Power, No Water, No Heat, No Severance – My Snapshot of Houston’s FreezeStephen Read2021-02-18T15:48:02-06:00
Stephen Read2020-12-14T17:00:46-06:00
Financial Independence is Here! My Reflections On How The Journey BeganStephen Read2020-12-14T17:00:46-06:00
Stephen Read2020-09-19T19:47:32-05:00
Implicit Bias, 10 Actions to Take at WorkStephen Read2020-09-19T19:47:32-05:00
Stephen Read2025-12-03T08:26:15-06:00
315 Cognitive and Behavioral BiasesStephen Read2025-12-03T08:26:15-06:00
Stephen Read2020-04-12T08:54:37-05:00
2019’s Lifestyle Altering Bike vs. Ride ChallengeStephen Read2020-04-12T08:54:37-05:00
Stephen Read2019-12-01T18:17:17-06:00
The Best 2020 Cash Back Credit Card for SaversStephen Read2019-12-01T18:17:17-06:00
Stephen Read2019-08-16T05:31:04-05:00
I Have More Than Double The Likelihood of Dying As My Wife! Should I Buy Insurance?Stephen Read2019-08-16T05:31:04-05:00
Stephen Read2019-03-26T10:12:05-05:00
Hurricane Harvey Mental Model Case Study With Regards to PurchasesStephen Read2019-03-26T10:12:05-05:00
Stephen Read2019-02-07T20:03:05-06:00
DIY Investing Is The New Norm And Here’s 10 Reasons WhyStephen Read2019-02-07T20:03:05-06:00
Stephen Read2019-03-01T15:53:40-06:00
The Mailbag: CAPE Ratio, Hard Money, and Bridge LoansStephen Read2019-03-01T15:53:40-06:00
Stephen Read2026-05-08T16:15:29-05:00
16 Fixed Income Classes Ranked Based On ReturnsStephen Read2026-05-08T16:15:29-05:00
Stephen Read2021-01-30T06:12:41-06:00
Peer to Peer Lending – The Investor’s ViewStephen Read2021-01-30T06:12:41-06:00
Stephen Read2019-03-01T16:10:00-06:00
The Story of the T-Bill: Safe Investments Often Lead to Real LossesStephen Read2019-03-01T16:10:00-06:00
Stephen Read2019-03-01T16:11:13-06:00
Fund the Roth! Now Open to All SaversStephen Read2019-03-01T16:11:13-06:00
Stephen Read2019-03-01T16:14:50-06:00
Buy Smart, The Mental Purchasing Model in 7 StepsStephen Read2019-03-01T16:14:50-06:00
Stephen Read2019-03-01T16:16:17-06:00
Personal Finance: Seven Things We Learned From The FloodStephen Read2019-03-01T16:16:17-06:00
Stephen Read2019-03-01T16:17:12-06:00
Sitting on an Island within Hurricane HarveyStephen Read2019-03-01T16:17:12-06:00
Stephen Read2019-03-01T16:19:31-06:00
The Death of ProcrastinationStephen Read2019-03-01T16:19:31-06:00
Stephen Read2019-03-25T16:13:26-05:00
19 Reasons to Eliminate DebtStephen Read2019-03-25T16:13:26-05:00
Stephen Read2019-12-01T08:09:32-06:00
The Problem with Thinking FastStephen Read2019-12-01T08:09:32-06:00
Stephen Read2019-03-25T16:05:50-05:00
33 Countries Ranked by ValueStephen Read2019-03-25T16:05:50-05:00
Stephen Read2019-03-01T16:30:48-06:00
Home Bias, Is It Time to Take a Global LookStephen Read2019-03-01T16:30:48-06:00
Stephen Read2019-03-01T16:32:12-06:00
The Top Bargain Hunting SiteStephen Read2019-03-01T16:32:12-06:00
Stephen Read2019-03-25T16:03:04-05:00
The Mailbag: 4 Steps to Improve Your SavingsStephen Read2019-03-25T16:03:04-05:00
Stephen Read2019-03-25T15:56:58-05:00
Value vs. Price: The Difference is Very RealStephen Read2019-03-25T15:56:58-05:00
Stephen Read2022-02-02T07:30:09-06:00
15 Examples of Loss AversionStephen Read2022-02-02T07:30:09-06:00
Stephen Read2019-12-01T08:11:06-06:00
You May Think You’re “Rational Investing” But Are You?Stephen Read2019-12-01T08:11:06-06:00
Stephen Read2022-08-26T16:15:08-05:00
How to Make Money Work For You In 3 Simple StepsStephen Read2022-08-26T16:15:08-05:00
Stephen Read2019-03-03T13:38:19-06:00
The Crave to Save, or Lack ThereofStephen Read2019-03-03T13:38:19-06:00
Stephen Read2019-03-25T15:52:26-05:00
5 Best Oil and Gas Stocks to Contemplate While Oil Price is LowStephen Read2019-03-25T15:52:26-05:00
Stephen Read2019-03-03T13:40:52-06:00
Stock Buyback – A Dividend AlternativeStephen Read2019-03-03T13:40:52-06:00
Stephen Read2019-03-03T13:42:06-06:00
DividEND: Why it May No Longer Be The Best OptionStephen Read2019-03-03T13:42:06-06:00
Stephen Read2022-08-26T16:11:06-05:00
5 Reasons to Live Below Your MeansStephen Read2022-08-26T16:11:06-05:00
Stephen Read2019-04-07T14:40:26-05:00
Investment Cost Matters And Here’s Why!Stephen Read2019-04-07T14:40:26-05:00
Stephen Read2019-03-03T13:44:14-06:00
Compound InterestStephen Read2019-03-03T13:44:14-06:00
Stephen Read2019-03-03T13:44:51-06:00
How to Define Your Investment Goals to Become Wealthy!Stephen Read2019-03-03T13:44:51-06:00
Stephen Read2019-03-03T13:46:00-06:00
What is Liquidity? Mastering Financial LiquidityStephen Read2019-03-03T13:46:00-06:00
Stephen Read2019-05-04T07:16:12-05:00
Risk – Who Cares?Stephen Read2019-05-04T07:16:12-05:00
Stephen Read2019-03-03T13:52:03-06:00
Time HorizonStephen Read2019-03-03T13:52:03-06:00
Stephen Read2019-08-07T06:00:40-05:00
Get Cash Back Rebates When You Shop Online With These Sites!Stephen Read2019-08-07T06:00:40-05:00
Stephen Read2019-03-03T13:53:44-06:00
Know your Investment Goals – Why Do We Invest?Stephen Read2019-03-03T13:53:44-06:00
Stephen Read2019-03-03T13:54:25-06:00
What Are Mutual Funds? ETFs, UITs, OEF and CEF ExplainedStephen Read2019-03-03T13:54:25-06:00
Stephen Read2019-03-03T13:55:02-06:00
What Are Investment Funds?Stephen Read2019-03-03T13:55:02-06:00
Stephen Read2019-03-03T13:56:05-06:00
Roth vs. TraditionalStephen Read2019-03-03T13:56:05-06:00
Stephen Read2019-03-25T15:36:18-05:00
ETF vs Mutual FundStephen Read2019-03-25T15:36:18-05:00
Stephen Read2023-04-13T12:24:52-05:00
The 3 Financial Lifestyle StagesStephen Read2023-04-13T12:24:52-05:00
Stephen Read2019-11-25T05:42:46-06:00
The Best Cash Back Credit Card for SaversStephen Read2019-11-25T05:42:46-06:00
