Recommendations

If you are looking to grow your wealth of knowledge and finances then you’ve come to the right place! Aside from our blog, we have handpicked our favorite references to enhance your financial wellness.

Enjoy more time with your family and friends by spending less, saving more, and investing wisely.

Investment Portfolio Review

Submit your latest investment statement with up to ten investments for a complimentary review.  Stephen has extensive experience reviewing thousands of investments in his mission to democratize wealth and will provide an objective assessment of your portfolio.

Take advantage of this opportunity to gain insights and ensure your investments are aligned with your goals.

Initiate your review here

Financial Wellness Program

This program is designed for corporate men over the age of 35 who want to spend more time with family, friends, and their pursuits that matter most.

If that’s you, I invite you to apply to our Financial Wellness Program — a personalized approach that will help you simplify your finances, clarify goals, eliminate fees, optimize taxes, and strengthen your investments in 90 days or less.

Apply for the program here

Spend Less

Comparison and Deal Sites

Bankrate – Mortgage Loans, Savings and Checking Accounts, CD interest rates
HometoGo – Vacation Rentals
Slickdeals – Deal Sharing
Escape Flights – If you like to travel, check out this flight deal site
eBay – Online Auction
OneCraigs – (Aggregates Craigslist) Online Used Marketplace

Cash Back

Mr. Rebates – Cash Back when Shopping Online

Credit Card

Cash Back Credit Cards – Straight-forward credit cards with no annual fee and 2% cash back

Mobile

Mint Mobile – Cellular provider offering affordable plans with no contracts starting at $15/month for 4GB of data

Website Hosting

Hostinger – Simplified and cost competitive web hosting.  This is where our blog lives.

Mattress

Bed In A Box – Zinus has the best mattress for your money.

Health Insurance

Health Care Sharing Plans – The alternative to expensive health insurance for people like me who do not have employee or government sponsored health insurance.  Check out Kristin’s blog posts on “Do we need health insurance” and “Choosing a Health Care Sharing Plan” for more info.

Save & Invest More

Bank Accounts

Meow – Business Banking with competitive interest, T-Bill access, free ACH and wire transfers

Brokerages

Interactive Brokers – No hidden fees, competitive interest, extensive market access, API’s and services institutional and retail clients.

Schwab – User friendly, checking account available, domestic market access and better for beginners investing in highly liquid and popular investment products or professional/retail traders wanting access to TD Ameritrade’s Think or Swim Platform.

Learn More

Books

The Bible – Check out Proverbs, and the first four books of the New Testament.  They are packed full of timeless wisdom.
Decision Quality by Carl Spetzler, Hannah Winter, Jennifer Meyer – How to Make Better Decisions, it’s the decision not the outcome we can work on.
Thinking, Fast and Slow by Daniel Kahneman – My favorite book on behavioral science, its dense and a must read.
The Intelligent Investor by Benjamin Graham – The father of value investing, a great place to start for enthusiastic value investors.
Security Analysis by Benjamin Graham and David Dodd – The father of value investing’s text book.
The Most Important Thing by Howard Marks – Howard Marks is an investing visionary, his blog is also worth subscribing too.
Margin of Safety by Seth Klarman – My favorite book on value investing.
Quantitative Momentum – Wesley Gray & Jack Vogel – The best book on the investment strategy, momentum.
The Signal and the Noise: Why So Many Predictions Fail, But Some Don’t – Nate Silver – Nate Silver is an expert at weeding out noise.  A must read if you are interested in eliminating bias and figuring out what matters in debates on the stock market, climate change, and terrorism.
Your Money or Your Life – This book is full of examples, stories, and experiences of people who followed a 9 step program to achieve financial independence.  I experienced anxiety when hitting our financial independence number and this book helped me understand what was going on.  If you want to save with financial independence in mind, this book is for you.

Learning Programs

PY4E Computer Programming – A top notch, free resource, for those looking to get into programming, specifically Python.  My new passion is creating sustainable solutions to problems through the use of Python.

Fluent Forever Foreign Languages – FF is a an outcome based learning program focused on helping you learn and remember a new language quickly and forever.  Gabe Wyner is a language genius and he developed a learning methodology based on data and improved outcomes.  The process super charges our ability to remember something forever.  I have learned more Spanish in 3 months than in the past 4 years of traditional education and 2 years of Duo Lingo.  Start with Gabe’s book Fluent Forever to learn the methodology and then learn with speed and retention through the FF super-learning app and coaching.

Chat GPT – Create your own learning program with Chat GPT!

Podcasts

Meb Faber – Quantitative Investing
Clark Howard – How to Save More and Spend Less
Patrick O’Shaughnessy – Invest Like The Best

Blogs

HIT Investments – Personal and Behavioral Finance
Mr. Money Mustache – Financial Freedom through Badassity

Research

Web Browser

Brave – a browser dedicated to privacy, speed and fixing the online advertising monopoly.  Save time and battery by blocking unwanted trackers and get paid when viewing advertisements, if you so choose.

Search

Perplexity is a conversational search engine that answers questions using natural language predictive text derived from the web.  Included with the answers are links to the source data.  Perplexity views us as their customer and offers a paid version which utilizes the latest data, tech and language learning models.  Perplexity.ai has earned its way to becoming my home page on Brave.